Investment Planning: Concepts and Strategies
Investment Planning: Concepts and Strategies

2nd Edition coming August 2019!

2nd Edition ISBN: 978-1-946711-62-5 

 

Our newest textbook is all about the future.

Our lives are all about investing in the future with hope of a return. The key of course is managing the risk of hope with knowledgeable expectations of return from an investment framework that includes preservation of capital, production of income, and growth in value.

Investment Planning; Concepts and Strategies blends this theoretical investment framework with practical knowledge of securities, portfolio management, asset allocation and implementation. The text includes thorough coverage of securities, securities markets, investment theory and analysis.

Written from both the academic and practitioner perspective, Investment Planning; Concepts and Strategies accomplishes our objective of creating a text that is in-depth, clear and readable.

Chapters include the following topics:

  • Asset classes
  • Risk and return
  • Markets
  • Portfolio construction and management
  • Performance measures
  • Taxation of investments
  • Behavioral finance: how do investors really act and why
  • Investment strategies
  • Policy statements: putting it all together
  • Stock, bonds, mutual funds, ETFs, derivatives

 

This professional investment planning perspective services multiple applications:

  • In an investments course as part of a comprehensive curriculum in finance or financial planning
  • As a reliable and comprehensive reference text for practicing financial professionals
  • Investment Planning; Concepts and Strategies also meets all of the educational requirements for a Financial Planning Course in any CFP Board-registered program

 

Read more
Cases in Financial Planning: Analysis and Presentation
Cases in Financial Planning: Analysis and Presentation

Did you know that a personal financial statement is really a story? Better financial planners know that preparing and analyzing personal financial statements is not all about numbers. Inside Cases in Financial Planning: Analysis and Preparation are the real stories of how to create a sound client relationship in order to implement a sound financial plan. You’ll meet The Burkes, a 100% complete financial planning case with analysis and answers. Plus, there are 10 comprehensive cases that range from easy to hard. Also inside are mini-cases that illustrate how to analyze all of the sections of a financial plan. Woven throughout are tips and strategies for building a productive client relationship, including seven ways to to analyze a client situation. Real data, real cases; and appendices that are off the charts invaluable.

Cases in Financial Planning, Analysis & Presentation includes a variety of powerful learning tools and features: Complimentary financial planning software to assist with student analysis and presentations Instructor materials include suggested solutions with supporting schedules, PowerPoint® presentations for the introductory chapters, suggested syllabi, a grading rubric and software support This professional case study perspective services multiple applications: Client analysis and presentation of in-depth financial planning solutions as part of a comprehensive curriculum in financial planning or financial management A powerful and highly practical reference for practicing financial planner professionals Cases in Financial Planning, Analysis & Presentation is designed to meet the educational requirements for a Financial Plan Development course in any CFP Board-registered program. 

To access the Financial Planning Software you must have a registered Cases in Financial Planning textbook in your Money Education Account. Once registered, click "Financial Statement Preparation and Analysis Software" in the My Books section of your account.  

 

 

eBooks are distributed through VitalSource Bookshelf. 

Note: eBooks cannot be printed.

Read more
Estate Planning
Estate Planning

Estate Planning, 12th Edition Now Available

ISBN: 978-1-946711-33-5 

 

Money never dies. It just moves.

That is the essence of Estate Planning: controlling the movement of money during life, and after death, so it goes where it is supposed to go — and not somewhere else. Inside this text are the six critical documents for estate planning that everyone needs; the certainties surrounding death taxes; the five types of property ownership; the hows and whys of interest transfer and taxation of loved ones; and probate —simplification and avoidance.

 

Estate Planning contains the full ABCs of trusts: ILITs, QTIPs, CRATs, CRUTs, GRITs, GRATs, GRUTs, QPRTs, revocable, irrevocable, and more. Inside is the impact of the recent estate tax legislation and the essentials of post-mortem planning. Real data, real life examples that are easy to understand.

This professional estate planning perspective services multiple applications:

  • In an estate planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax or Masters In Financial Planning program
  • Estate Planning meets all of the educational requirements for an Estate Planning course in any CFP Board-registered program

 

eBooks are distributed through VitalSource Bookshelf. 

Note: eBooks cannot be printed.

 

eBook Demonstration

Read more
Insurance Planning
Insurance Planning

Insurance Planning, 7th Edition Now Available

ISBN: 978-1-946711-31-1 

 

Insurance is complicated, by design. Understanding it doesn’t have to be.

Life is a series of risk management decisions and that includes insurance. Here is how to know all the ways insurance can and should be used to mitigate risk. This text guides you through the basics of life, health, disability insurance, long-term care, property and liability insurance; and let’s not forget Social Security and managing personal credit. Using real data and real life examples, readers will soon understand risk retention, avoidance and shifts; and how to avoid the sidetracking of life plans by unexpected and uncovered risk.

This professional insurance planning perspective services multiple applications:

  • In a stand-alone insurance planning course
  • As a reliable and comprehensive reference for practicing financial professionals
  • In a fundamentals course as part of a comprehensive curriculum in financial planning or financial management
  • Insurance Planning also meets all of the educational requirements for a Financial Planning course in any CFP Board-registered program

 

eBooks are distributed through VitalSource Bookshelf. 

Note: eBooks cannot be printed.

eBook Demonstration

Read more
Fundamentals of Financial Planning
Fundamentals of Financial Planning

7th Edition NOW AVAILABLE!

 

Where fundamental financial science and theory merge with real life.

Here are all the essential basics of financial planning woven into the realities of working with real clients and building a successful practice. Inside are seven different ways to analyze a client situation, then how to best communicate and work with clients in their best interests. Using real data and relevant case examples, Fundamentals of Financial Planning takes you logically through the process of client behavior, motivation and risk management, education funding and investment management, and the critical influence of time on the value of money.

This is an essential text that puts fundamental academics into a real life context to help ensure that concepts and best practices are comprehended, retained and ready for deployment.

This professional tax and financial planning perspective services multiple applications:

  • In a fundamentals course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • Fundamentals of Financial Planning also meets all of the educational requirements for a Financial Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • eBooks are distributed through VitalSource Bookshelf.
  • eBooks cannot be printed.
  • eBooks can be accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks can be downloaded to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Investment Planning: Concepts and Strategies
Investment Planning: Concepts and Strategies

3rd Edition Coming Summer 2022!
Print: 978-1-946711-11-3
eBook: 978-1-946711-12-0

 

Our newest textbook is all about the future.

Our lives are all about investing in the future with hope of a return. The key of course is managing the risk of hope with knowledgeable expectations of return from an investment framework that includes preservation of capital, production of income, and growth in value.

Investment Planning; Concepts and Strategies blends this theoretical investment framework with practical knowledge of securities, portfolio management, asset allocation and implementation. The text includes thorough coverage of securities, securities markets, investment theory and analysis.

Written from both the academic and practitioner perspective, Investment Planning; Concepts and Strategies accomplishes our objective of creating a text that is in-depth, clear and readable.

Chapters include the following topics:

  • Asset classes
  • Risk and return
  • Markets
  • Portfolio construction and management
  • Performance measures
  • Taxation of investments
  • Behavioral finance: how do investors really act and why
  • Investment strategies
  • Policy statements: putting it all together
  • Stock, bonds, mutual funds, ETFs, derivatives

 

This professional investment planning perspective services multiple applications:

  • In an investments course as part of a comprehensive curriculum in finance or financial planning
  • As a reliable and comprehensive reference text for practicing financial professionals
  • Investment Planning; Concepts and Strategies also meets all of the educational requirements for a Financial Planning Course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Cases in Financial Planning: Analysis and Presentation
Cases in Financial Planning: Analysis and Presentation

Did you know that a personal financial statement is really a story? Better financial planners know that preparing and analyzing personal financial statements is not all about numbers. Inside Cases in Financial Planning: Analysis and Presentation are the real stories of how to create a sound client relationship in order to implement a sound financial plan. You’ll meet The Burkes, a 100% complete financial planning case with analysis and answers. Plus, there are 10 comprehensive cases that range from easy to challenging. Also inside are mini-cases that illustrate how to analyze all of the sections of a financial plan. Woven throughout are tips and strategies for building a productive client relationship, including seven ways to to analyze a client situation. Real data, real cases; and appendices that are off the charts invaluable.

Cases in Financial Planning, Analysis & Presentation includes a variety of powerful learning tools and features: Complimentary financial planning software to assist with student analysis and presentations, Instructor materials include suggested solutions with supporting schedules, PowerPoint® presentations for the introductory chapters, a grading rubric and software support. This professional case study perspective services multiple applications: Client analysis and presentation of in-depth financial planning solutions as part of a comprehensive curriculum in financial planning or financial management. A powerful and highly practical reference for practicing financial planner professionals Cases in Financial Planning, Analysis & Presentation is designed to meet the educational requirements for a Financial Plan Development course in any CFP Board-registered program. 

To access the Financial Planning Software you must have a registered Cases in Financial Planning textbook in your Money Education account. Once registered, click "Financial Statement Preparation and Analysis Software" in the My Books section of your account.  

 

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Income Tax Planning
Income Tax Planning

Income Tax Planning, 14th Edition NOW AVAILABLE!

 

How many Ph.Ds, JDs, CPAs, CFPs and CFAs does it take to write a really, really good text on income tax planning?

Two, two, two, three, and one, respectively. Plus, every one of the text’s authors has taught and practiced individual tax. That’s a lot of brainy, real-world perspective packed into one book. Anyone who reads this text will come away with the confidence of understanding the Form 1040 and knowing how to competently prepare a return.

Inside Income Tax Planning is the history of the income tax and the contribution to tax revenue from business, individual, employee and transfer taxes. Plus, the text’s presentation of The Triads of Tax actually makes it easy to understand the Internal Revenue Code. Also included is a comprehensive overview of the tax implications due to the Affordable Care Act.

This professional income tax planning perspective services multiple applications:

  • In an income tax planning course as part of a comprehensive curriculum in financial management or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax program
  • Income Tax Planning also meets all of the educational requirements for an Income Tax Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks cannot be printed.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Retirement Planning and Employee Benefits
Retirement Planning and Employee Benefits

Retirement Planning & Employee Benefits, 17th Edition Coming June 2021!

 

The 16th edition has been updated for 2020, including the SECURE Act.

How does money keep on working when the individual doesn’t?

Everything about money changes with retirement — when the working mindset goes from production to protection. This comprehensive text explains all the ways to make retirement work. How much is needed to retire? Inside are clever rule of thumbs you can put to work in seven seconds or less. How much money is really money in a retirement plan? With this text, you’ll know. How can you save a business owner $40,000, while contributing only $200 for younger employees? Is it better to tax today or during retirement? The answers are inside.


Using real data and ample real-life examples, Retirement Planning and Employee Benefits guides you through the intricacies of Roth and other IRAs; ISOs, NQSOs, SERPs, ESPPs and 83(b); Social Security; and the difference between pension, profit sharing, 401(k), 457, and all the other retirement plans. If it’s about retirement, it’s inside.


This professional retirement and employee benefit perspective services multiple applications: 

  • In a retirement and benefit planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the retirement planning component in a Masters In Tax program
  • Retirement Planning and Employee Benefits also meets all of the educational requirements for a Retirement Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • eBooks are distributed through VitalSource Bookshelf.
  • eBooks cannot be printed.
  • eBooks can be accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks can be downloaded to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Insurance Planning
Insurance Planning

Insurance is complicated, by design. Understanding it doesn’t have to be.

Life is a series of risk management decisions and that includes insurance. Here is how to know all the ways insurance can and should be used to mitigate risk. This text guides you through the basics of life, health, disability insurance, long-term care, property and liability insurance; and let’s not forget Social Security and managing personal credit. Using real data and real life examples, readers will soon understand risk retention, avoidance and shifts; and how to avoid the sidetracking of life plans by unexpected and uncovered risk.

This professional insurance planning perspective services multiple applications:

  • In a stand-alone insurance planning course
  • As a reliable and comprehensive reference for practicing financial professionals
  • In a fundamentals course as part of a comprehensive curriculum in financial planning or financial management
  • Insurance Planning also meets all of the educational requirements for a Financial Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Estate Planning
Estate Planning

13th Edition Coming Summer 2022!
Print: 978-1-946711-00-7
eBook: 978-1-946711-01-4

 

That is the essence of Estate Planning: controlling the movement of money during life, and after death, so it goes where it is supposed to go — and not somewhere else. Inside this text are the six critical documents for estate planning that everyone needs; the certainties surrounding death taxes; the five types of property ownership; the hows and whys of interest transfer and taxation of loved ones; and probate —simplification and avoidance.

Estate Planning contains the full ABCs of trusts: ILITs, QTIPs, CRATs, CRUTs, GRITs, GRATs, GRUTs, QPRTs, revocable, irrevocable, and more. Inside is the impact of the recent estate tax legislation and the essentials of post-mortem planning. Real data, real life examples that are easy to understand.

 

This professional estate planning perspective services multiple applications:

  • In an estate planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax or Masters In Financial Planning program
  • Estate Planning meets all of the educational requirements for an Estate Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.

 

eBook Demonstration

Read more
Retirement Planning and Employee Benefits
Retirement Planning and Employee Benefits

18th Edition Coming August 2022!
Print: 978-1-946711-13-7
eBook: 978-1-946711-14-4

 

Stay informed with the most up-to-date information! New content in this latest and greatest edition:

  • All text, exhibits and examples updated with 2021 numbers.
  • Added discussion of alternative views on retirement.
  • Added discussion of psychological considerations, including sources of money conflict.
  • Updates for American Rescue Plan Act of 2021.
  • Expanded discussion of long-term, part-time employee eligibility for 401(k) plans, as provided for in The SECURE Act.
  • Added new RMD mortality tables effective in 2022 and updated examples in RMD sections.
  • Added section on Medicaid.
  • Expanded section on HSAs.
  • Expanded section on business succession planning.
  • Added additional questions for Item Sets 1 and 6.
  • Added three new Item Sets.

 

How does money keep on working when the individual doesn’t?

Everything about money changes with retirement — when the working mindset goes from production to protection. This comprehensive text explains all the ways to make retirement work. How much is needed to retire? Inside are clever rule of thumbs you can put to work in seven seconds or less. How much money is really money in a retirement plan? With this text, you’ll know. How can you save a business owner $40,000, while contributing only $200 for younger employees? Is it better to tax today or during retirement? The answers are inside.


Using real data and ample real-life examples, Retirement Planning and Employee Benefits guides you through the intricacies of Roth and other IRAs; ISOs, NQSOs, SERPs, ESPPs and 83(b); Social Security; and the difference between pension, profit sharing, 401(k), 457, and all the other retirement plans. If it’s about retirement, it’s inside.


This professional retirement and employee benefit perspective services multiple applications: 

  • In a retirement and benefit planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the retirement planning component in a Masters In Tax program
  • Retirement Planning and Employee Benefits also meets all of the educational requirements for a Retirement Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Fundamentals of Financial Planning
Fundamentals of Financial Planning

Stay informed with the most up-to-date information! New content in this latest and greatest edition:

  • All text, exhibits and examples updated with 2021 numbers.
  • Added section on client psychology (addressing CFP Board’s new Learning Objectives).
  • Added section on upcoming FAFSA changes under the FAFSA Simplification Act of 2020.
  • Updated monetary policy information.
  • Expanded section on SIPC coverage. 
  • Added section on CFP® professional’s responsibilities. 
  • Added new Procedural Rules and Sanction Guidelines.
  • Updated ABLE account information based on final regulations released in 2020.
  • Added clarification regarding CFP Board’s required disclosures versus From ADV disclosures and disclosures required under Reg. BI.
This is just to name a few!  Many more significant updates are included in the 7th edition!

 

Here are all the essential basics of financial planning woven into the realities of working with real clients and building a successful practice. Inside are seven different ways to analyze a client situation, then how to best communicate and work with clients in their best interests. Using real data and relevant case examples, Fundamentals of Financial Planning takes you logically through the process of client behavior, motivation goal-setting and analysis, and risk management, education funding and investment management, and the critical influence of time on the value of money. In addition, the text provides guidance on developing the soft skills, such as developing a relationship of trust with the client, communicating effectively, and understanding client behavior and motivation, which are vital to a successful planning engagement. 

 
This is an essential text that puts fundamental academics into a real -life context to help ensure that concepts and best practices are comprehended, retained and ready for deployment.
 
This professional tax and financial planning perspective services multiple applications:
  • In a fundamentals course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • Fundamentals of Financial Planning also meets all of the educational requirements for a Financial Planning course in any CFP Board-registered program
 

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Income Tax Planning
Income Tax Planning

Stay informed with the most up-to-date information! New content in this latest and greatest edition:

  • All text, exhibits and examples updated with 2021 numbers.
  • Added summary of the CARES Act of 2020, the Consolidated Appropriations Act (CAA) of 2021, and the American Rescue Plan Act (ARPA) of 2021.
  • Noted TCDTRA 2020 temporary changes to FSA grace periods and carryovers.
  • Noted ARPA temporary changes to dependent care FSA.
  • Added CARES Act and TCDTRA expansion of employer-provided education assistance.
  • Added section on CARES Act and TCDTRA temporary above-the-line deduction for charitable contributions.
  • Added CARES Act and TCDTRA temporary increase to deduction ceiling for cash contributions to a qualified charity.
  • Added ARPA 2021 changes to child and dependent care credit for 2021.
  • Added ARPA 2021 changes to child tax credit for 2021.
  • Added ARPA 2021 changes to earned income tax credit for 2021.
  • Added ARPA 2021 permanent increase of investment income limit for EITC.

This is just to name a few! Many more significant updates are included in the 14th edition!

 

 

How many Ph.Ds, JDs, CPAs, CFPs and CFAs does it take to write a really, really good text on income tax planning?

Two, two, two, three, and one, respectively. Plus, every one of the text’s authors has taught and practiced individual tax. That’s a lot of brainy, real-world perspective packed into one book. Anyone who reads this text will come away with the confidence of understanding the Form 1040 and knowing how to competently prepare a return.

Inside Income Tax Planning is the history of the income tax and the contribution to tax revenue from business, individual, employee and transfer taxes. Plus, the text’s presentation of The Triads of Tax actually makes it easy to understand the Internal Revenue Code. Also included is a comprehensive overview of the tax implications due to the Affordable Care Act.

This professional income tax planning perspective services multiple applications:

  • In an income tax planning course as part of a comprehensive curriculum in financial management or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax program
  • Income Tax Planning also meets all of the educational requirements for an Income Tax Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks cannot be printed.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Griffin Case (Cases 4th Ed)
Griffin Case (Cases 4th Ed)

The Griffin case is a classic example of a young family struggling to find a balance between meeting current needs and reaching their long-term objectives. Should Jackie attempt to return to the work force or continue to stay at home to care for their three young children (ages 6, 3, and 1)? How can they gain control over their debt obligations and their budget? Do they have adequate emergency funds and insurance? And how can they achieve their long-term goals of saving for college expenses for the three children while also saving for their own retirement when they are already overspending their income? The financial planner is called upon to help the Griffins understand and assess their current financial situation and to guide them through the steps needed to improve their situation and get them on the path to reaching their goals.

Use of Money Education’s Financial Statement Preparation & Analysis (FSPA) software will provide the student an opportunity to experience how software aids in the analysis of the client’s current situation and the power of using software to test various scenarios in seeking the best solution to reach the client’s goals. A multitude of reports can be generated to assist the student/planner with analysis, and the student/planner can then select a few appropriate illustrations that will be used in presenting the plan to the client.

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
Read more
Income Tax Planning
Income Tax Planning
16th Edition Now Available!
16th Edition Print ISBN: 978-1-946711-23-6
16th Edition eBook ISBN: 978-1-946711-24-3

 

Stay informed with the most up-to-date information! New content in this latest and greatest edition:

  • All text, exhibits and examples updated with 2022 numbers.
  • Added clarification of marginal tax rate versus effective tax rate.
  • Added section on tax planning strategy to fully utilize lower tax brackets to achieve tax efficiency over time.
  • Added tax treatment of virtual currency, including:
    *  IRS definition of virtual currency
    *  Reporting
    *  Substantiation of fair market value
    *  Virtual currency as a capital asset
    *  Holding period
    *  Virtual currency held for investment
    *  Virtual currency used in payment transactions

This is just to name a few! Many more significant updates are included in the 15th edition!

 

How many Ph.Ds, JDs, CPAs, CFPs and CFAs does it take to write a really, really good text on income tax planning?

Two, two, two, three, and one, respectively. Plus, every one of the text’s authors has taught and practiced individual tax. That’s a lot of brainy, real-world perspective packed into one book. Anyone who reads this text will come away with the confidence of understanding the Form 1040 and knowing how to competently prepare a return.

Inside Income Tax Planning is the history of the income tax and the contribution to tax revenue from business, individual, employee and transfer taxes. Plus, the text’s presentation of The Triads of Tax actually makes it easy to understand the Internal Revenue Code. Also included is a comprehensive overview of the tax implications due to the Affordable Care Act.

This professional income tax planning perspective services multiple applications:

  • In an income tax planning course as part of a comprehensive curriculum in financial management or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax program
  • Income Tax Planning also meets all of the educational requirements for an Income Tax Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Estate Planning
Estate Planning

That is the essence of Estate Planning: controlling the movement of money during life, and after death, so it goes where it is supposed to go — and not somewhere else. Inside this text are the six critical documents for estate planning that everyone needs; the certainties surrounding death taxes; the five types of property ownership; the hows and whys of interest transfer and taxation of loved ones; and probate —simplification and avoidance.

Estate Planning contains the full ABCs of trusts: ILITs, QTIPs, CRATs, CRUTs, GRITs, GRATs, GRUTs, QPRTs, revocable, irrevocable, and more. Inside is the impact of the recent estate tax legislation and the essentials of post-mortem planning. Real data, real life examples that are easy to understand.

 

This professional estate planning perspective services multiple applications:

  • In an estate planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax or Masters In Financial Planning program
  • Estate Planning meets all of the educational requirements for an Estate Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.

 

eBook Demonstration

Read more
Retirement Planning and Employee Benefits
Retirement Planning and Employee Benefits

19th Edition Coming Soon!  Updated with SECURE 2.0 Act and much more!

Click here for a detailed list of changes in the 19th edition. 

 

The 18th edition includes:

  • All text, exhibits and examples updated with 2022 numbers.
  • Added discussion of alternative views on retirement.
  • Added discussion of psychological considerations, including sources of money conflict.
  • Updates for American Rescue Plan Act of 2021.
  • Expanded discussion of long-term, part-time employee eligibility for 401(k) plans, as provided for in The SECURE Act.
  • Added new RMD mortality tables effective in 2022 and updated examples in RMD sections.
  • Added section on Medicaid.
  • Expanded section on HSAs.
  • Expanded section on business succession planning.
  • Added additional questions for Item Sets 1 and 6.
  • Added three new Item Sets.

 

How does money keep on working when the individual doesn’t?

Everything about money changes with retirement — when the working mindset goes from production to protection. This comprehensive text explains all the ways to make retirement work. How much is needed to retire? Inside are clever rule of thumbs you can put to work in seven seconds or less. How much money is really money in a retirement plan? With this text, you’ll know. How can you save a business owner $40,000, while contributing only $200 for younger employees? Is it better to tax today or during retirement? The answers are inside.


Using real data and ample real-life examples, Retirement Planning and Employee Benefits guides you through the intricacies of Roth and other IRAs; ISOs, NQSOs, SERPs, ESPPs and 83(b); Social Security; and the difference between pension, profit sharing, 401(k), 457, and all the other retirement plans. If it’s about retirement, it’s inside.


This professional retirement and employee benefit perspective services multiple applications: 

  • In a retirement and benefit planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the retirement planning component in a Masters In Tax program
  • Retirement Planning and Employee Benefits also meets all of the educational requirements for a Retirement Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Investment Planning: Concepts and Strategies
Investment Planning: Concepts and Strategies

Our lives are all about investing in the future with hope of a return. The key of course is managing the risk of hope with knowledgeable expectations of return from an investment framework that includes preservation of capital, production of income, and growth in value.

Investment Planning; Concepts and Strategies blends this theoretical investment framework with practical knowledge of securities, portfolio management, asset allocation and implementation. The text includes thorough coverage of securities, securities markets, investment theory and analysis.

Written from both the academic and practitioner perspective, Investment Planning; Concepts and Strategies accomplishes our objective of creating a text that is in-depth, clear and readable.

Chapters include the following topics:

  • Asset classes
  • Risk and return
  • Markets
  • Portfolio construction and management
  • Performance measures
  • Taxation of investments
  • Behavioral finance: how do investors really act and why
  • Investment strategies
  • Policy statements: putting it all together
  • Stock, bonds, mutual funds, ETFs, derivatives

 

This professional investment planning perspective services multiple applications:

  • In an investments course as part of a comprehensive curriculum in finance or financial planning
  • As a reliable and comprehensive reference text for practicing financial professionals
  • Investment Planning; Concepts and Strategies also meets all of the educational requirements for a Financial Planning Course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Income Tax Planning
Income Tax Planning
Stay informed with the most up-to-date information! New content in this latest and greatest edition:
  • All text, exhibits and examples updated with 2023 numbers.
  • New section on income from crowdfunding and 1099-K reporting.
  • New section on qualified charitable distributions from IRAs.
  • Updated for the InflationReduction Act of 2022, including:
    • Residential Clean Energy Credit
    • Energy Efficient Home Improvement Credit
    • Clean Vehicle Credit
    • Credit for Previously-Owned Clean Vehicles
    • Corporate AMT
  • Updated for currently effective provisions of the SECURE 2.0 Act of 2022, including:
    • 529 plan rollovers to Roth IRAs
    • Increased age for beginning required distributions from IRAs and qualified plans
    • Self-employed Roth SEP and SIMPLE elections
    • New penalty exceptions for early distributions from IRAs and qualified plans
    • Reduction of penalty for late required minimum distributions from IRAs and qualified plans
    • Enhancements to Small Employer Pension Plan Start-up Costs Credit 
This is just to name a few! Many more updates are included in the 16th edition!
 
How many Ph.Ds, JDs, CPAs, CFPs and CFAs does it take to write a really, really good text on income tax planning? 
Two, two, two, three, and one, respectively. Plus, every one of the text’s authors has taught and practiced individual tax. That’s a lot of brainy, real-world perspective packed into one book. Anyone who reads this text will come away with the confidence of understanding the Form 1040 and knowing how to competently prepare a return.
 
Inside Income Tax Planning is the history of the income tax and the contribution to tax revenue from business, individual, employee and transfer taxes. Plus, the text’s presentation of The Triads of Tax actually makes it easy to understand the Internal Revenue Code.
 
This professional income tax planning perspective services multiple applications:
  • In an income tax planning course as part of a comprehensive curriculum in financial management or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the planning component in a Masters In Tax program
  • Income Tax Planning also meets all of the educational requirements for an Income Tax Planning course in any CFP Board-registered program
  
DIGITAL PRODUCTS:
  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more
Retirement Planning and Employee Benefits
Retirement Planning and Employee Benefits

NOW AVAILABLE

 

Stay informed with the most up-to-date information! New content in this latest and greatest edition:

  • All text, exhibits and examples updated with 2023 numbers.
  • Updated to include over 55 new provisions under the SECURE 2.0 Act, including:
    • Six new exceptions to the ten percent early distribution penalty
    • Increased and mandatory Roth catch-up contribution rules
    • Changes to SIMPLE plan contribution limits based on size of employer
    • Required automatic enrollment in new 401(k) and 403(b) plans
    • Increased age at which RMDs must begin
    • Employer match based on student loan payments
    • Roth SEP and SIMPLE contributions
    • Roth employer matching and nonelective contributions... and many others! 
  • Contains new tools to summarize and clarify upcoming changes under the SECURE 2.0 Act, including tables, decision trees, and examples.
  • Updated to reflect change to forfeiture rules effective in 2024.

 

How does money keep on working when the individual doesn’t?

Everything about money changes with retirement — when the working mindset goes from production to protection. This comprehensive text explains all the ways to make retirement work. How much is needed to retire? Inside are clever rule of thumbs you can put to work in seven seconds or less. How much money is really money in a retirement plan? With this text, you’ll know. How can you save a business owner $40,000, while contributing only $200 for younger employees? Is it better to tax today or during retirement? The answers are inside.


Using real data and ample real-life examples, Retirement Planning and Employee Benefits guides you through the intricacies of Roth and other IRAs; ISOs, NQSOs, SERPs, ESPPs and 83(b); Social Security; and the difference between pension, profit sharing, 401(k), 457, and all the other retirement plans. If it’s about retirement, it’s inside.


This professional retirement and employee benefit perspective services multiple applications: 

  • In a retirement and benefit planning course as part of a comprehensive curriculum in financial planning or financial management
  • As a reliable and comprehensive reference for practicing financial professionals
  • As the retirement planning component in a Masters In Tax program
  • Retirement Planning and Employee Benefits also meets all of the educational requirements for a Retirement Planning course in any CFP Board-registered program

 

DIGITAL PRODUCTS:

  • After purchasing from our store, eBooks are accessed through VitalSource Bookshelf for one year from the date of purchase.
  • eBooks have a 2 page print limit.
  • eBooks can be downloaded from your VitalSource Bookshelf account to up to two devices for unlimited access.
  • Access codes to obtain chapter resources are provided to you through your eBook in VitalSource Bookshelf. Upon accessing your digital book, copy the access code provided to register your book to your Money Education account.
Read more

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