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While the general rule of thumb is that retirees will only need between 60% to 80% of their pre-retirement income, this estimate can be significantly different than what is needed in reality.

The life expectancy of a 65 year-old is approximately 20 years. Therefore, half of the people who make it to age 65 will live beyond age 85.

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Adequately funding retirement becomes increasingly difficult as a person gets older. A 25 year-old should be able to fund retirement by saving between 10% to 12% of income from age 25 to age 65. However, a 45 year-old who has not saved anything would have to save over 40% of their income for the same accumulation as the 25 year-old.

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Money Education will be closed on Friday, July 3rd for Independence Day.

All orders placed after 12:00 p.m. (CST) on Thursday, the 2nd, will ship on Monday, July 6th.

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From the day Money Education started, taking care of our customers (and team) has been our top priority. Over the past few months, all of us have been impacted by the ever-changing events and challenges of COVID-19. As this situation continues to evolve, and in accordance with our statewide "Stay at Home Order," Money Education will be operating remotely until further notice.

Of course, no matter where we operate from, our top priority at Money Education is to provide you with the best possible customer service. So, while we will not be in our office to answer your phone calls, we will be available by email (info@money-education.com), and we will be checking voicemail (888-295-6023) every hour from 9:00 a.m. - 5:00 p.m. CST.

All orders placed after 12:00 p.m. CST will be shipped the next business day.

We are still processing and shipping out orders daily!

We appreciate your understanding under these unique circumstances. We wish you and your loved ones good health and safety!