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moneytip

Housing costs should not exceed about 28% of a person's income. This banking benchmark is designed to help borrowers reduce the risk of purchasing a house that is too expensive with their total income.

moneytip

The total interest on a 30 year mortgage, financed at 5.5%, can exceed the amount of money borrowed.

moneytip

Reducing a mortgage from 30 years to 15 years will reduce the total interest paid over the life of the loan by more than half.
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